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Before contacting any financial advisors why not read our
Finance frequently
asked questions.
French Property Service (Online) Ltd are able to provide you with an initial Decision in Principle, free advice without obligation, to help you determine the amount you could borrow along with the details of the associated monthly mortgage payments involved with various mortgage options, as currently available in the French mortgage market.
If you wish, you can also take this a stage further and 'pre-qualify' for a mortgage: meaning that you can apply for a mortgage without a specific property in mind. This can save you time later on and can put you in a very strong position once you have found a property.
This can be done without any initial cost or obligation... but, either way, it all starts with completing our decision in principle form. Please note that the minimum loan size we currently handle is €80,000 euros and the purchase price should be a minimum of €75,000 euros.
With a Decision in Principle, you can look with a degree of confidence and peace of mind; knowing your price range and the monthly mortgage costs involved.
Before entering into a Compromis de Vente (or any other type of sales contract) you should obtain a Decision in Principle.
In order to provide you with an accurate and reliable Decision in Principle, we will need a certain amount of background information about you, including your current financial circumstances, your likely mortgage requirements together with other relevant facts.
All information provided is treated in strict confidence (although it may be divulged to French lenders, of course): all we ask is that the information you provide is wholly accurate and can be backed up later on, as and when it may be necessary.
All French lenders will still want to see a fully completed mortgage application and satisfactory documentation before making a formal mortgage offer, of course.
The information we need is set out in the Decision in Principle Enquiry Form below. You can fill in the form offline (if you wish) and submit this to us by going back online and clicking the Submit Button at the end of the form. Please note that, once you click the Submit Button, it can take a few moments before the information you have completed is relayed to us, so be a little patient.
When the information has been successfully transmitted, you will see an acknowledgment message to signify you have successfully transmitted the form to us.
Please do ensure you complete this form fully, with all the appropriate details requested, otherwise we will not be able to give you an accurate indication and will have to clarify any missing information with you.
If we can place your requirements, you will receive a series of mortgage illustrations, together with general guidance and a comprehensive list of the documentation needed to make a mortgage application. This will be sent to your email address unless you specify otherwise.
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